All tools
Nifty Tools
MCA Factor Rate Calculator
See the true cost of a merchant cash advance — total payback, cost of capital, and monthly equivalent.
Inputs
$50,000
1.35
6
Results
Total payback
$67,500
Cost of capital
$17,500
Avg. monthly equivalent
$11,250
MCA payments are typically daily or weekly; this is the monthly equivalent for comparison.