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Nifty Tools

Financing calculators that close deals.

Run the numbers on your terms — factor rates, loan payments, DSCR, and lease-vs-buy — then get a custom quote in minutes.

Working Capital

MCA Factor Rate Calculator

See the true cost of a merchant cash advance — total payback, cost of capital, and monthly equivalent.

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Business Financing

Term Loan Payment Calculator

Estimate monthly payments, total interest, and total payback on a business term loan.

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Real Estate

DSCR Calculator

Calculate your debt-service coverage ratio to see if your property cash-flows for financing.

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Equipment

Equipment Lease vs. Buy

Compare the total cost of leasing versus buying equipment, and see which saves more.

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Nifty helps businesses explore financing solutions. Availability, amounts, terms and approval depend on the applicable financing provider and are never guaranteed. Merchant cash advances are purchases of future receivables and are not loans.

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